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TERMS OF USE

You Agree...

Visionary Business Solutions™ (the "Service") and its affiliate sites(the "Sites") are accessible worldwide to anyone with Internet access. Access to and use of the Service and the Sites are subject to the terms and conditions of these agreements and notices and all applicable laws and regulations, including laws and regulations governing copyright and trademark.

BY ACCESSINGTHE SERVICE AND THE SITES, YOU ACCEPT, WITHOUT LIMITATION OR QUALIFICATION,ALL OF THE TERMS AND CONDITIONS IN THIS USER AGREEMENT. Visionary Business Solutions™ and its affiliates reserve the right to change these terms and conditions at any time. The changes will appear on this page. By using the Service and the Sites, you agree in advance to accept any changes.

Disclaimer

The Service and the Sites contain information, facts and opinions from various individuals and organizations. THE SERVICE AND THE SITES ARE PROVIDED ON AN"AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED,INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITYOR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPOSEDBY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLETO THIS AGREEMENT. NEITHER Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™ NOR ITS AFFILIATES ENDORSE OR ARE RESPONSIBLEFOR THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE OR STATEMENT ON THE SERVICEOR THE SITES.

Your use of the Service and the Sites is at your own risk. NEITHER Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™ NOR ANY OF ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS, REPRESENTATIVESOR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY ORANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR SIMILARDAMAGES ARISING OUT OF YOUR ACCESS OR USE OF, OR YOUR INABILITY TO ACCESS ORUSE, THE SERVICE AND THE SITES AND THE INFORMATION AVAILABLE ON THE SERVICEAND THE SITES OR ARISING OUT OF ANY ACTION TAKEN IN RESPONSE TO OR AS A RESULTOF ANY INFORMATION AVAILABLE ON THE SERVICE AND THE SITES. YOU HEREBY WAIVEANY AND ALL CLAIMS AGAINST Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™ AND ITS SUBSIDIARIES, DIVISIONS, AFFILIATES,AGENTS, REPRESENTATIVES AND LICENSORS ARISING OUT OF YOUR USE OF THE SERVICEAND THE SITES AND THE INFORMATION AVAILABLE THEREON.

User Supplied Information

The Service and the Sites may include bulletin boards, chat rooms and other user and member created pages which allow you and other users and members to post information, provide feedback to Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™. You agree not to post or transmit any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, violate the rights of others, or otherwise violate any applicable local, state, national or international law. You will be responsible for, and indemnify and hold harmless Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™,its subsidiaries, divisions, affiliates, agents and representatives against, any claim arising from any material that you post or transmit. Although Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™ and its affiliates may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards and other user and member generated pages on the Site, neither Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™, nor its affiliates are under any obligation to do so. You acknowledge that Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™ and its affiliates do not control the information available on the bulletin boards, chat rooms and other user and member generated pages and that any opinions, advice, statements, services, offers or other information or content presented or disseminated on any bulletin board, chat room or on any other user or member generated pages are those of their respective authors who are solely liable for their content. Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™ and its affiliates reserve the right, at their sole discretion, to edit, refuse to post or remove any material submitted to or posted on the chat rooms, bulletin boards or on any other user or member generated pages.

Any communication or material you post or transmit to the Service and/or the Sites is, and will be treated as, non-confidential and non-proprietary. You assume full responsibility for anything you post or transmit, and you grant Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™ and its affiliates the right to edit, copy, publish and distribute any information or content you post or transmit for any purpose.

You should be aware that if you voluntarily disclose personal information (e.g., user name, email address) on a bulletin board, chat room or on any other user or member generated pages, that information can be collected and used by others and may result in unsolicited messages from other parties.

Please read ourPrivacy Policy

Other Web Sites and Links

This web site contains links to other web sites. Any other site you visit may also have links to other sites and/or provide links to this web site. Please note that the privacy practices of other web sites are not covered by this Privacy Policy, and we are not responsible for the privacy practices or the content of such web sites. Please review all privacy statements on web sites which you choose to visit.

Visionary Business Solutions™, ontimeontarget.com, gerlin.net, GerLin Design and Consulting™ and its affiliates do not review or monitor any web sites linked to the Service and the Sites and are not responsible for the content of any such linked web sites. Your linking to such web sites is at your own risk.

Jurisdiction

This User Agreement and any disputes arising out of or related to the Service and the Sites shall be governed by, and construed and enforced in accordance with, the laws of the State of California.

Contact Us

Visionary Business Solutions™

Modification of this Policy

Visionary Business Solutions™ reserves the right to change or update this Policy at any time.